Bristol County, Rhode Island home prices
Typical home $650,424 · +3.2% in a year · property tax 1.29%
The typical home in Bristol County is worth $650,424, 28% more than the Rhode Island typical home ($508,507). Values changed +3.2% in the past year and +32.7% over five years. Homeowners here pay a median 1.29% of their home's value in property tax each year ($8,416 on the typical home), versus 1.02% statewide.
Mortgage on the typical Bristol County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $130,085 | $520,339 | $3,500 | $0 | $1,027 | $4,527 | $194,000 |
| 10% down | $65,042 | $585,382 | $3,938 | $244 | $1,027 | $5,208 | $223,200 |
| 5% down | $32,521 | $617,903 | $4,157 | $257 | $1,027 | $5,441 | $233,200 |
| 3.5% down (FHA) | $22,765 | $638,643 | $4,296 | $288 | $1,027 | $5,610 | $240,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Rhode Island · part of the Providence metro area.
Rhode Island counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $683,840 | +5.9% | 1% |
| Newport County | $787,185 | +6.0% | 0.89% |
| Providence County | $453,475 | +2.3% | 1.25% |
| Kent County | $441,067 | +4.4% | 1.35% |
Frequently asked questions
What is the average home price in Bristol County, RI?
The typical home value in Bristol County is $650,424 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bristol County?
About $194,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bristol County?
The median effective rate is 1.29% of home value a year (Census ACS 2024 5-year estimates).