Potter County, Pennsylvania home prices
Typical home $160,272 · +4.6% in a year · property tax 1.21%
The typical home in Potter County is worth $160,272, 44% less than the Pennsylvania typical home ($287,078). Values changed +4.6% in the past year and +5.0% over five years. Homeowners here pay a median 1.21% of their home's value in property tax each year ($1,944 on the typical home), versus 1.12% statewide.
Mortgage on the typical Potter County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,054 | $128,218 | $863 | $0 | $242 | $1,105 | $47,300 |
| 10% down | $16,027 | $144,245 | $970 | $60 | $242 | $1,273 | $54,500 |
| 5% down | $8,014 | $152,258 | $1,024 | $63 | $242 | $1,330 | $57,000 |
| 3.5% down (FHA) | $5,610 | $157,369 | $1,059 | $71 | $242 | $1,372 | $58,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.21% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Armstrong County | $161,968 | -0.5% | 1.37% |
| Lawrence County | $164,572 | +4.2% | 1.34% |
| Greene County | $154,905 | -3.5% | 1.27% |
| Indiana County | $172,619 | +8.2% | 1.5% |
| Blair County | $175,427 | +6.4% | 1.07% |
| Northumberland County | $175,473 | +1.4% | 1.1% |
| Crawford County | $175,975 | +7.0% | 1.35% |
| Clearfield County | $144,352 | +4.3% | 1.09% |
| Fayette County | $143,795 | -1.6% | 1.12% |
| Mercer County | $179,580 | +0.5% | 1.18% |
Frequently asked questions
What is the average home price in Potter County, PA?
The typical home value in Potter County is $160,272 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Potter County?
About $47,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Potter County?
The median effective rate is 1.21% of home value a year (Census ACS 2024 5-year estimates).