Indiana County, Pennsylvania home prices
Typical home $172,619 · +8.2% in a year · property tax 1.5%
The typical home in Indiana County is worth $172,619, 40% less than the Pennsylvania typical home ($287,078). Values changed +8.2% in the past year and +29.3% over five years. Homeowners here pay a median 1.5% of their home's value in property tax each year ($2,595 on the typical home), versus 1.12% statewide.
Mortgage on the typical Indiana County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,524 | $138,096 | $929 | $0 | $303 | $1,232 | $52,800 |
| 10% down | $17,262 | $155,357 | $1,045 | $65 | $303 | $1,412 | $60,500 |
| 5% down | $8,631 | $163,988 | $1,103 | $68 | $303 | $1,474 | $63,200 |
| 3.5% down (FHA) | $6,042 | $169,493 | $1,140 | $76 | $303 | $1,519 | $65,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Indiana metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Blair County | $175,427 | +6.4% | 1.07% |
| Northumberland County | $175,473 | +1.4% | 1.1% |
| Crawford County | $175,975 | +7.0% | 1.35% |
| Mercer County | $179,580 | +0.5% | 1.18% |
| Schuylkill County | $179,851 | +4.2% | 1.4% |
| Somerset County | $180,049 | +5.0% | 0.98% |
| Lawrence County | $164,572 | +4.2% | 1.34% |
| Huntingdon County | $181,292 | +2.7% | 0.94% |
| Armstrong County | $161,968 | -0.5% | 1.37% |
| Potter County | $160,272 | +4.6% | 1.21% |
Frequently asked questions
What is the average home price in Indiana County, PA?
The typical home value in Indiana County is $172,619 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Indiana County?
About $52,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Indiana County?
The median effective rate is 1.5% of home value a year (Census ACS 2024 5-year estimates).