Indiana, PA home prices
Typical home $172,621 · +8.2% in a year · income needed $52,800
The Indiana, PA metro area ranks 749 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.2% in a year and +29.3% over five years. With 20% down at 7.11%, the typical home costs about $1,232 a month including 1.5% property tax (Indiana County rate).
Mortgage on the typical Indiana home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,524 | $138,097 | $929 | $0 | $303 | $1,232 | $52,800 |
| 10% down | $17,262 | $155,359 | $1,045 | $65 | $303 | $1,412 | $60,500 |
| 5% down | $8,631 | $163,990 | $1,103 | $68 | $303 | $1,474 | $63,200 |
| 3.5% down (FHA) | $6,042 | $169,495 | $1,140 | $76 | $303 | $1,519 | $65,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Indiana area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Indiana County, PA | $172,619 | +8.2% | 1.5% |
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Frequently asked questions
How much is a house in Indiana?
The typical home in the Indiana, PA metro area is worth $172,621 (Zillow, September 2026).
What salary do you need to buy a house in Indiana?
About $52,800 a year for the typical home with 20% down at 7.11%.