Clearfield County, Pennsylvania home prices
Typical home $144,352 · +4.3% in a year · property tax 1.09%
The typical home in Clearfield County is worth $144,352, 50% less than the Pennsylvania typical home ($287,078). Values changed +4.3% in the past year and -9.7% over five years. Homeowners here pay a median 1.09% of their home's value in property tax each year ($1,580 on the typical home), versus 1.12% statewide.
Mortgage on the typical Clearfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,870 | $115,482 | $777 | $0 | $204 | $981 | $42,000 |
| 10% down | $14,435 | $129,917 | $874 | $54 | $204 | $1,132 | $48,500 |
| 5% down | $7,218 | $137,135 | $923 | $57 | $204 | $1,184 | $50,700 |
| 3.5% down (FHA) | $5,052 | $141,738 | $953 | $64 | $204 | $1,221 | $52,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the DuBois metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fayette County | $143,795 | -1.6% | 1.12% |
| Clarion County | $140,548 | -1.8% | 0.97% |
| Warren County | $139,074 | +2.1% | 1.32% |
| Elk County | $137,822 | +15.8% | 1.27% |
| Greene County | $154,905 | -3.5% | 1.27% |
| Forest County | $130,593 | +7.2% | 0.99% |
| Potter County | $160,272 | +4.6% | 1.21% |
| Venango County | $127,794 | -0.4% | 1.27% |
| Armstrong County | $161,968 | -0.5% | 1.37% |
| Cambria County | $124,304 | +3.5% | 1.23% |
Frequently asked questions
What is the average home price in Clearfield County, PA?
The typical home value in Clearfield County is $144,352 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clearfield County?
About $42,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clearfield County?
The median effective rate is 1.09% of home value a year (Census ACS 2024 5-year estimates).