Bucks County, Pennsylvania home prices
Typical home $523,860 · +3.3% in a year · property tax 1.31%
The typical home in Bucks County is worth $523,860, 82% more than the Pennsylvania typical home ($287,078). Values changed +3.3% in the past year and +31.1% over five years. Homeowners here pay a median 1.31% of their home's value in property tax each year ($6,848 on the typical home), versus 1.12% statewide.
Mortgage on the typical Bucks County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $104,772 | $419,088 | $2,819 | $0 | $833 | $3,652 | $156,500 |
| 10% down | $52,386 | $471,474 | $3,172 | $196 | $833 | $4,201 | $180,000 |
| 5% down | $26,193 | $497,667 | $3,348 | $207 | $833 | $4,388 | $188,000 |
| 3.5% down (FHA) | $18,335 | $514,371 | $3,460 | $232 | $833 | $4,524 | $193,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Philadelphia metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montgomery County | $492,975 | +2.6% | 1.35% |
| Chester County | $579,006 | +2.9% | 1.3% |
| Lancaster County | $386,389 | +4.3% | 1.32% |
| Northampton County | $374,198 | +3.5% | 1.52% |
| Lehigh County | $363,024 | +3.8% | 1.55% |
| Delaware County | $362,572 | +2.6% | 1.84% |
| Centre County | $351,727 | +2.4% | 1.05% |
| Cumberland County | $341,579 | +2.2% | 1.17% |
| Adams County | $331,644 | +3.0% | 1.33% |
| Butler County | $331,467 | -1.8% | 1.01% |
Frequently asked questions
What is the average home price in Bucks County, PA?
The typical home value in Bucks County is $523,860 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bucks County?
About $156,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bucks County?
The median effective rate is 1.31% of home value a year (Census ACS 2024 5-year estimates).