Oklahoma County, Oklahoma home prices
Typical home $221,970 · +0.5% in a year · property tax 0.97%
The typical home in Oklahoma County is worth $221,970, about the same as the Oklahoma typical home ($220,801). Values changed +0.5% in the past year and +21.3% over five years. Homeowners here pay a median 0.97% of their home's value in property tax each year ($2,146 on the typical home), versus 0.76% statewide.
Mortgage on the typical Oklahoma County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,394 | $177,576 | $1,195 | $0 | $290 | $1,484 | $63,600 |
| 10% down | $22,197 | $199,773 | $1,344 | $83 | $290 | $1,717 | $73,600 |
| 5% down | $11,099 | $210,872 | $1,419 | $88 | $290 | $1,796 | $77,000 |
| 3.5% down (FHA) | $7,769 | $217,950 | $1,466 | $98 | $290 | $1,854 | $79,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Oklahoma City metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mayes County | $219,127 | +4.4% | 0.65% |
| Creek County | $218,789 | +5.0% | 0.71% |
| Osage County | $217,182 | +5.8% | 0.69% |
| Bryan County | $228,588 | -0.7% | 0.64% |
| Cherokee County | $214,211 | +8.4% | 0.54% |
| Kingfisher County | $230,055 | +1.0% | 0.58% |
| Atoka County | $213,742 | +4.2% | 0.55% |
| Marshall County | $208,939 | +3.9% | 0.55% |
| Payne County | $242,024 | +4.1% | 0.85% |
| Love County | $201,492 | -1.4% | 0.63% |
Frequently asked questions
What is the average home price in Oklahoma County, OK?
The typical home value in Oklahoma County is $221,970 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Oklahoma County?
About $63,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Oklahoma County?
The median effective rate is 0.97% of home value a year (Census ACS 2024 5-year estimates).