Kingfisher County, Oklahoma home prices
Typical home $230,055 · +1.0% in a year · property tax 0.58%
The typical home in Kingfisher County is worth $230,055, 4% more than the Oklahoma typical home ($220,801). Values changed +1.0% in the past year and +15.9% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($1,324 on the typical home), versus 0.76% statewide.
Mortgage on the typical Kingfisher County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,011 | $184,044 | $1,238 | $0 | $225 | $1,463 | $62,700 |
| 10% down | $23,005 | $207,049 | $1,393 | $86 | $225 | $1,704 | $73,000 |
| 5% down | $11,503 | $218,552 | $1,470 | $91 | $225 | $1,787 | $76,600 |
| 3.5% down (FHA) | $8,052 | $225,888 | $1,520 | $102 | $225 | $1,847 | $79,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bryan County | $228,588 | -0.7% | 0.64% |
| Oklahoma County | $221,970 | +0.5% | 0.97% |
| Mayes County | $219,127 | +4.4% | 0.65% |
| Creek County | $218,789 | +5.0% | 0.71% |
| Payne County | $242,024 | +4.1% | 0.85% |
| Osage County | $217,182 | +5.8% | 0.69% |
| Grady County | $244,386 | +4.5% | 0.68% |
| Cherokee County | $214,211 | +8.4% | 0.54% |
| Atoka County | $213,742 | +4.2% | 0.55% |
| Tulsa County | $250,892 | +2.8% | 0.97% |
Frequently asked questions
What is the average home price in Kingfisher County, OK?
The typical home value in Kingfisher County is $230,055 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kingfisher County?
About $62,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kingfisher County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).