Stark County, North Dakota home prices
Typical home $323,057 · +3.9% in a year · property tax 0.89%
The typical home in Stark County is worth $323,057, 11% more than the North Dakota typical home ($290,657). Values changed +3.9% in the past year and +26.2% over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($2,867 on the typical home), versus 0.92% statewide.
Mortgage on the typical Stark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,611 | $258,445 | $1,739 | $0 | $400 | $2,139 | $91,700 |
| 10% down | $32,306 | $290,751 | $1,956 | $121 | $400 | $2,477 | $106,200 |
| 5% down | $16,153 | $306,904 | $2,065 | $128 | $400 | $2,593 | $111,100 |
| 3.5% down (FHA) | $11,307 | $317,205 | $2,134 | $143 | $400 | $2,677 | $114,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota · part of the Dickinson metro area.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Morton County | $323,186 | +5.7% | 1.02% |
| Cass County | $339,508 | +4.0% | 1.2% |
| Grand Forks County | $300,182 | +7.8% | 1.15% |
| Williams County | $348,966 | +4.6% | 0.68% |
| Ward County | $281,678 | +3.3% | 1.07% |
| Dunn County | $367,789 | +8.5% | 0.61% |
| Burleigh County | $370,274 | +5.2% | 0.88% |
| McKenzie County | $376,216 | +6.3% | 0.43% |
| Oliver County | $256,771 | +6.5% | 0.62% |
| Traill County | $233,747 | +8.2% | 1.03% |
Frequently asked questions
What is the average home price in Stark County, ND?
The typical home value in Stark County is $323,057 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stark County?
About $91,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stark County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).