McKenzie County, North Dakota home prices
Typical home $376,216 · +6.3% in a year · property tax 0.43%
The typical home in McKenzie County is worth $376,216, 29% more than the North Dakota typical home ($290,657). Values changed +6.3% in the past year and +14.9% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($1,605 on the typical home), versus 0.92% statewide.
Mortgage on the typical McKenzie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,243 | $300,973 | $2,025 | $0 | $322 | $2,346 | $100,600 |
| 10% down | $37,622 | $338,595 | $2,278 | $141 | $322 | $2,741 | $117,500 |
| 5% down | $18,811 | $357,405 | $2,404 | $149 | $322 | $2,875 | $123,200 |
| 3.5% down (FHA) | $13,168 | $369,402 | $2,485 | $166 | $322 | $2,973 | $127,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Burleigh County | $370,274 | +5.2% | 0.88% |
| Dunn County | $367,789 | +8.5% | 0.61% |
| Williams County | $348,966 | +4.6% | 0.68% |
| Cass County | $339,508 | +4.0% | 1.2% |
| Morton County | $323,186 | +5.7% | 1.02% |
| Stark County | $323,057 | +3.9% | 0.89% |
| Grand Forks County | $300,182 | +7.8% | 1.15% |
| Ward County | $281,678 | +3.3% | 1.07% |
| Oliver County | $256,771 | +6.5% | 0.62% |
| Traill County | $233,747 | +8.2% | 1.03% |
Frequently asked questions
What is the average home price in McKenzie County, ND?
The typical home value in McKenzie County is $376,216 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in McKenzie County?
About $100,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in McKenzie County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).