Wayne County, North Carolina home prices
Typical home $179,054 · -0.6% in a year · property tax 0.7%
The typical home in Wayne County is worth $179,054, 46% less than the North Carolina typical home ($332,159). Values changed -0.6% in the past year and +16.6% over five years. Homeowners here pay a median 0.7% of their home's value in property tax each year ($1,251 on the typical home), versus 0.64% statewide.
Mortgage on the typical Wayne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,811 | $143,244 | $964 | $0 | $194 | $1,157 | $49,600 |
| 10% down | $17,905 | $161,149 | $1,084 | $67 | $194 | $1,345 | $57,600 |
| 5% down | $8,953 | $170,102 | $1,144 | $71 | $194 | $1,409 | $60,400 |
| 3.5% down (FHA) | $6,267 | $175,811 | $1,183 | $79 | $194 | $1,456 | $62,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Goldsboro metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greene County | $176,510 | +1.3% | 0.89% |
| Vance County | $182,040 | -1.1% | 0.78% |
| Duplin County | $187,547 | +2.6% | 0.69% |
| Tyrrell County | $169,026 | +1.8% | 0.81% |
| Montgomery County | $195,311 | +3.1% | 0.64% |
| Rockingham County | $196,825 | +1.3% | 0.75% |
| Columbus County | $198,207 | +6.6% | 0.77% |
| Bladen County | $152,260 | -1.3% | 0.91% |
| Sampson County | $152,167 | +2.9% | 0.75% |
| Lenoir County | $150,169 | +5.3% | 0.84% |
Frequently asked questions
What is the average home price in Wayne County, NC?
The typical home value in Wayne County is $179,054 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wayne County?
About $49,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wayne County?
The median effective rate is 0.7% of home value a year (Census ACS 2024 5-year estimates).