Goldsboro, NC home prices
Typical home $179,062 · -0.6% in a year · income needed $49,600
The Goldsboro, NC metro area ranks 723 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.6% in a year and +16.6% over five years. With 20% down at 7.11%, the typical home costs about $1,157 a month including 0.7% property tax (Wayne County rate).
Mortgage on the typical Goldsboro home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,812 | $143,249 | $964 | $0 | $194 | $1,157 | $49,600 |
| 10% down | $17,906 | $161,156 | $1,084 | $67 | $194 | $1,345 | $57,600 |
| 5% down | $8,953 | $170,109 | $1,144 | $71 | $194 | $1,409 | $60,400 |
| 3.5% down (FHA) | $6,267 | $175,818 | $1,183 | $79 | $194 | $1,456 | $62,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Goldsboro area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wayne County, NC | $179,054 | -0.6% | 0.7% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Goldsboro?
The typical home in the Goldsboro, NC metro area is worth $179,062 (Zillow, September 2026).
What salary do you need to buy a house in Goldsboro?
About $49,600 a year for the typical home with 20% down at 7.11%.