Moore County, North Carolina home prices
Typical home $410,202 · +0.9% in a year · property tax 0.53%
The typical home in Moore County is worth $410,202, 23% more than the North Carolina typical home ($332,159). Values changed +0.9% in the past year and +29.3% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($2,158 on the typical home), versus 0.64% statewide.
Mortgage on the typical Moore County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $82,040 | $328,161 | $2,208 | $0 | $385 | $2,593 | $111,100 |
| 10% down | $41,020 | $369,182 | $2,484 | $154 | $385 | $3,022 | $129,500 |
| 5% down | $20,510 | $389,692 | $2,621 | $162 | $385 | $3,169 | $135,800 |
| 3.5% down (FHA) | $14,357 | $402,772 | $2,709 | $181 | $385 | $3,276 | $140,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Pinehurst metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mecklenburg County | $414,531 | -0.9% | 0.71% |
| Brunswick County | $404,357 | +0.5% | 0.54% |
| Lincoln County | $402,332 | +1.5% | 0.58% |
| Henderson County | $422,515 | -1.7% | 0.52% |
| Camden County | $394,319 | +2.2% | 0.58% |
| Madison County | $388,117 | -0.8% | 0.48% |
| Durham County | $384,848 | -3.7% | 0.79% |
| Pender County | $435,927 | +0.7% | 0.63% |
| Avery County | $384,253 | -1.1% | 0.38% |
| Iredell County | $383,806 | +0.4% | 0.61% |
Frequently asked questions
What is the average home price in Moore County, NC?
The typical home value in Moore County is $410,202 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Moore County?
About $111,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Moore County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).