Iredell County, North Carolina home prices
Typical home $383,806 · +0.4% in a year · property tax 0.61%
The typical home in Iredell County is worth $383,806, 16% more than the North Carolina typical home ($332,159). Values changed +0.4% in the past year and +21.7% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($2,331 on the typical home), versus 0.64% statewide.
Mortgage on the typical Iredell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,761 | $307,045 | $2,066 | $0 | $386 | $2,452 | $105,100 |
| 10% down | $38,381 | $345,426 | $2,324 | $144 | $386 | $2,854 | $122,300 |
| 5% down | $19,190 | $364,616 | $2,453 | $152 | $386 | $2,991 | $128,200 |
| 3.5% down (FHA) | $13,433 | $376,855 | $2,535 | $170 | $386 | $3,091 | $132,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Charlotte metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Avery County | $384,253 | -1.1% | 0.38% |
| Durham County | $384,848 | -3.7% | 0.79% |
| Cabarrus County | $380,437 | -0.3% | 0.73% |
| Madison County | $388,117 | -0.8% | 0.48% |
| Camden County | $394,319 | +2.2% | 0.58% |
| Lincoln County | $402,332 | +1.5% | 0.58% |
| Brunswick County | $404,357 | +0.5% | 0.54% |
| Macon County | $359,927 | +1.9% | 0.43% |
| Moore County | $410,202 | +0.9% | 0.53% |
| Franklin County | $355,924 | -0.3% | 0.65% |
Frequently asked questions
What is the average home price in Iredell County, NC?
The typical home value in Iredell County is $383,806 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Iredell County?
About $105,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Iredell County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).