Pinehurst, NC home prices
Typical home $410,132 · +0.9% in a year · income needed $111,100
The Pinehurst, NC metro area ranks 138 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.9% in a year and +29.2% over five years. With 20% down at 7.11%, the typical home costs about $2,592 a month including 0.53% property tax (Moore County rate).
Mortgage on the typical Pinehurst home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $82,026 | $328,105 | $2,207 | $0 | $385 | $2,592 | $111,100 |
| 10% down | $41,013 | $369,119 | $2,483 | $154 | $385 | $3,022 | $129,500 |
| 5% down | $20,507 | $389,625 | $2,621 | $162 | $385 | $3,168 | $135,800 |
| 3.5% down (FHA) | $14,355 | $402,703 | $2,709 | $181 | $385 | $3,275 | $140,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pinehurst area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Moore County, NC | $410,202 | +0.9% | 0.53% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Pinehurst?
The typical home in the Pinehurst, NC metro area is worth $410,132 (Zillow, September 2026).
What salary do you need to buy a house in Pinehurst?
About $111,100 a year for the typical home with 20% down at 7.11%.