Yellowstone County, Montana home prices
Typical home $401,522 · +2.3% in a year · property tax 0.81%
The typical home in Yellowstone County is worth $401,522, 14% less than the Montana typical home ($467,275). Values changed +2.3% in the past year and +26.0% over five years. Homeowners here pay a median 0.81% of their home's value in property tax each year ($3,254 on the typical home), versus 0.69% statewide.
Mortgage on the typical Yellowstone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,304 | $321,217 | $2,161 | $0 | $472 | $2,633 | $112,800 |
| 10% down | $40,152 | $361,369 | $2,431 | $151 | $472 | $3,053 | $130,900 |
| 5% down | $20,076 | $381,446 | $2,566 | $159 | $472 | $3,197 | $137,000 |
| 3.5% down (FHA) | $14,053 | $394,249 | $2,652 | $178 | $472 | $3,302 | $141,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana · part of the Billings metro area.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beaverhead County | $394,409 | +3.6% | 0.67% |
| Mineral County | $391,935 | +2.2% | 0.48% |
| Lincoln County | $423,372 | -0.3% | 0.54% |
| Teton County | $356,563 | +8.1% | 0.75% |
| Sanders County | $459,525 | +6.0% | 0.53% |
| Granite County | $462,296 | +3.6% | 0.6% |
| Cascade County | $339,981 | +2.7% | 0.87% |
| Lewis and Clark County | $466,454 | +3.0% | 0.79% |
| Powell County | $333,071 | +6.2% | 0.69% |
| Sweet Grass County | $481,714 | +10.1% | 0.49% |
Frequently asked questions
What is the average home price in Yellowstone County, MT?
The typical home value in Yellowstone County is $401,522 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yellowstone County?
About $112,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yellowstone County?
The median effective rate is 0.81% of home value a year (Census ACS 2024 5-year estimates).