Jackson County, Missouri home prices
Typical home $247,543 · +2.7% in a year · property tax 1.12%
The typical home in Jackson County is worth $247,543, 7% less than the Missouri typical home ($265,387). Values changed +2.7% in the past year and +25.7% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($2,765 on the typical home), versus 0.79% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,509 | $198,034 | $1,332 | $0 | $354 | $1,686 | $72,300 |
| 10% down | $24,754 | $222,789 | $1,499 | $93 | $354 | $1,946 | $83,400 |
| 5% down | $12,377 | $235,166 | $1,582 | $98 | $354 | $2,034 | $87,200 |
| 3.5% down (FHA) | $8,664 | $243,059 | $1,635 | $109 | $354 | $2,099 | $89,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Kansas City metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Maries County | $247,200 | +9.0% | 0.51% |
| Lafayette County | $248,526 | +7.3% | 0.73% |
| Caldwell County | $246,003 | +3.5% | 0.8% |
| Taney County | $245,474 | -0.6% | 0.55% |
| Newton County | $244,970 | +4.6% | 0.63% |
| Barry County | $242,990 | +3.9% | 0.53% |
| Cooper County | $242,786 | +3.9% | 0.66% |
| Cape Girardeau County | $242,411 | +4.5% | 0.64% |
| Moniteau County | $241,712 | +4.7% | 0.68% |
| Douglas County | $239,433 | +7.2% | 0.44% |
Frequently asked questions
What is the average home price in Jackson County, MO?
The typical home value in Jackson County is $247,543 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $72,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).