Washington County, Mississippi home prices
Typical home $53,685 · -2.4% in a year · property tax 0.86%
The typical home in Washington County is worth $53,685, 72% less than the Mississippi typical home ($194,531). Values changed -2.4% in the past year and -49.3% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($460 on the typical home), versus 0.65% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $10,737 | $42,948 | $289 | $0 | $65 | $354 | $15,200 |
| 10% down | $5,369 | $48,317 | $325 | $20 | $65 | $410 | $17,600 |
| 5% down | $2,684 | $51,001 | $343 | $21 | $65 | $430 | $18,400 |
| 3.5% down (FHA) | $1,879 | $52,713 | $355 | $24 | $65 | $444 | $19,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Greenville metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coahoma County | $59,820 | +3.5% | 1.12% |
| Humphreys County | $73,470 | -15.3% | 0.98% |
| Leflore County | $74,957 | -5.2% | 1.02% |
| Holmes County | $90,098 | -4.7% | 0.86% |
| Claiborne County | $91,234 | -6.4% | 0.49% |
| Sunflower County | $93,013 | -8.4% | 0.93% |
| Jefferson County | $94,258 | -13.5% | 0.86% |
| Jefferson Davis County | $95,073 | +5.3% | 0.89% |
| Clarke County | $101,322 | -6.5% | 0.56% |
| Noxubee County | $104,348 | -3.0% | 0.96% |
Frequently asked questions
What is the average home price in Washington County, MS?
The typical home value in Washington County is $53,685 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $15,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).