Humphreys County, Mississippi home prices
Typical home $73,470 · -15.3% in a year · property tax 0.98%
The typical home in Humphreys County is worth $73,470, 62% less than the Mississippi typical home ($194,531). Values changed -15.3% in the past year and -9.9% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($720 on the typical home), versus 0.65% statewide.
Mortgage on the typical Humphreys County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $14,694 | $58,776 | $395 | $0 | $97 | $492 | $21,100 |
| 10% down | $7,347 | $66,123 | $445 | $28 | $97 | $569 | $24,400 |
| 5% down | $3,674 | $69,797 | $470 | $29 | $97 | $595 | $25,500 |
| 3.5% down (FHA) | $2,571 | $72,140 | $485 | $32 | $97 | $615 | $26,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Leflore County | $74,957 | -5.2% | 1.02% |
| Coahoma County | $59,820 | +3.5% | 1.12% |
| Holmes County | $90,098 | -4.7% | 0.86% |
| Claiborne County | $91,234 | -6.4% | 0.49% |
| Sunflower County | $93,013 | -8.4% | 0.93% |
| Washington County | $53,685 | -2.4% | 0.86% |
| Jefferson County | $94,258 | -13.5% | 0.86% |
| Jefferson Davis County | $95,073 | +5.3% | 0.89% |
| Clarke County | $101,322 | -6.5% | 0.56% |
| Noxubee County | $104,348 | -3.0% | 0.96% |
Frequently asked questions
What is the average home price in Humphreys County, MS?
The typical home value in Humphreys County is $73,470 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Humphreys County?
About $21,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Humphreys County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).