Holmes County, Mississippi home prices
Typical home $90,098 · -4.7% in a year · property tax 0.86%
The typical home in Holmes County is worth $90,098, 54% less than the Mississippi typical home ($194,531). Values changed -4.7% in the past year and -28.4% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($773 on the typical home), versus 0.65% statewide.
Mortgage on the typical Holmes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $18,020 | $72,079 | $485 | $0 | $109 | $594 | $25,500 |
| 10% down | $9,010 | $81,088 | $545 | $34 | $109 | $689 | $29,500 |
| 5% down | $4,505 | $85,593 | $576 | $36 | $109 | $721 | $30,900 |
| 3.5% down (FHA) | $3,153 | $88,466 | $595 | $40 | $109 | $744 | $31,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Jackson metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Claiborne County | $91,234 | -6.4% | 0.49% |
| Sunflower County | $93,013 | -8.4% | 0.93% |
| Jefferson County | $94,258 | -13.5% | 0.86% |
| Jefferson Davis County | $95,073 | +5.3% | 0.89% |
| Clarke County | $101,322 | -6.5% | 0.56% |
| Noxubee County | $104,348 | -3.0% | 0.96% |
| Leflore County | $74,957 | -5.2% | 1.02% |
| Yazoo County | $105,424 | +6.0% | 0.78% |
| Humphreys County | $73,470 | -15.3% | 0.98% |
| Pike County | $107,132 | +9.4% | 0.88% |
Frequently asked questions
What is the average home price in Holmes County, MS?
The typical home value in Holmes County is $90,098 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Holmes County?
About $25,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Holmes County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).