Oktibbeha County, Mississippi home prices
Typical home $282,630 · +4.6% in a year · property tax 0.71%
The typical home in Oktibbeha County is worth $282,630, 45% more than the Mississippi typical home ($194,531). Values changed +4.6% in the past year and +24.6% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($2,011 on the typical home), versus 0.65% statewide.
Mortgage on the typical Oktibbeha County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,526 | $226,104 | $1,521 | $0 | $309 | $1,830 | $78,400 |
| 10% down | $28,263 | $254,367 | $1,711 | $106 | $309 | $2,126 | $91,100 |
| 5% down | $14,131 | $268,498 | $1,806 | $112 | $309 | $2,227 | $95,400 |
| 3.5% down (FHA) | $9,892 | $277,511 | $1,867 | $125 | $309 | $2,301 | $98,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Starkville metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rankin County | $271,112 | +3.4% | 0.6% |
| Lamar County | $265,690 | +3.6% | 0.66% |
| DeSoto County | $299,861 | +1.4% | 0.6% |
| Tate County | $248,358 | +4.9% | 0.65% |
| Hancock County | $236,201 | +0.8% | 0.71% |
| Harrison County | $229,862 | +2.8% | 0.65% |
| Madison County | $336,172 | +1.1% | 0.68% |
| Marshall County | $216,006 | +0.4% | 0.72% |
| Jackson County | $214,695 | +0.4% | 0.71% |
| George County | $213,326 | +4.5% | 0.63% |
Frequently asked questions
What is the average home price in Oktibbeha County, MS?
The typical home value in Oktibbeha County is $282,630 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Oktibbeha County?
About $78,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Oktibbeha County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).