Wright County, Minnesota home prices
Typical home $397,588 · +1.2% in a year · property tax 0.98%
The typical home in Wright County is worth $397,588, 14% more than the Minnesota typical home ($348,778). Values changed +1.2% in the past year and +13.0% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($3,903 on the typical home), versus 1.04% statewide.
Mortgage on the typical Wright County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $79,518 | $318,070 | $2,140 | $0 | $524 | $2,664 | $114,200 |
| 10% down | $39,759 | $357,829 | $2,407 | $149 | $524 | $3,080 | $132,000 |
| 5% down | $19,879 | $377,709 | $2,541 | $157 | $524 | $3,222 | $138,100 |
| 3.5% down (FHA) | $13,916 | $390,387 | $2,626 | $176 | $524 | $3,326 | $142,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Minneapolis metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dakota County | $393,429 | +1.4% | 0.98% |
| Sherburne County | $391,353 | +2.6% | 0.99% |
| Hennepin County | $386,707 | +1.4% | 1.14% |
| Chisago County | $384,657 | +2.4% | 1.07% |
| Anoka County | $373,109 | +1.6% | 0.94% |
| Crow Wing County | $369,756 | +3.4% | 0.74% |
| Cook County | $438,446 | +4.4% | 0.69% |
| Becker County | $354,781 | +5.0% | 0.69% |
| Le Sueur County | $353,278 | +2.6% | 1.06% |
| Scott County | $442,767 | +1.2% | 1.01% |
Frequently asked questions
What is the average home price in Wright County, MN?
The typical home value in Wright County is $397,588 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wright County?
About $114,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wright County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).