Chisago County, Minnesota home prices
Typical home $384,657 · +2.4% in a year · property tax 1.07%
The typical home in Chisago County is worth $384,657, 10% more than the Minnesota typical home ($348,778). Values changed +2.4% in the past year and +12.3% over five years. Homeowners here pay a median 1.07% of their home's value in property tax each year ($4,132 on the typical home), versus 1.04% statewide.
Mortgage on the typical Chisago County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,931 | $307,726 | $2,070 | $0 | $537 | $2,607 | $111,700 |
| 10% down | $38,466 | $346,192 | $2,329 | $144 | $537 | $3,010 | $129,000 |
| 5% down | $19,233 | $365,424 | $2,458 | $152 | $537 | $3,147 | $134,900 |
| 3.5% down (FHA) | $13,463 | $377,690 | $2,541 | $170 | $537 | $3,248 | $139,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Minneapolis metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hennepin County | $386,707 | +1.4% | 1.14% |
| Sherburne County | $391,353 | +2.6% | 0.99% |
| Dakota County | $393,429 | +1.4% | 0.98% |
| Anoka County | $373,109 | +1.6% | 0.94% |
| Wright County | $397,588 | +1.2% | 0.98% |
| Crow Wing County | $369,756 | +3.4% | 0.74% |
| Becker County | $354,781 | +5.0% | 0.69% |
| Le Sueur County | $353,278 | +2.6% | 1.06% |
| Rice County | $350,912 | +2.2% | 0.97% |
| Olmsted County | $349,397 | +3.5% | 1.06% |
Frequently asked questions
What is the average home price in Chisago County, MN?
The typical home value in Chisago County is $384,657 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chisago County?
About $111,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chisago County?
The median effective rate is 1.07% of home value a year (Census ACS 2024 5-year estimates).