Washington County, Minnesota home prices
Typical home $445,711 · +2.8% in a year · property tax 0.99%
The typical home in Washington County is worth $445,711, 28% more than the Minnesota typical home ($348,778). Values changed +2.8% in the past year and +12.9% over five years. Homeowners here pay a median 0.99% of their home's value in property tax each year ($4,398 on the typical home), versus 1.04% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,142 | $356,569 | $2,399 | $0 | $589 | $2,988 | $128,100 |
| 10% down | $44,571 | $401,140 | $2,698 | $167 | $589 | $3,455 | $148,100 |
| 5% down | $22,286 | $423,426 | $2,848 | $176 | $589 | $3,614 | $154,900 |
| 3.5% down (FHA) | $15,600 | $437,638 | $2,944 | $197 | $589 | $3,731 | $159,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.99% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Minneapolis metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scott County | $442,767 | +1.2% | 1.01% |
| Cook County | $438,446 | +4.4% | 0.69% |
| Carver County | $490,761 | +2.9% | 0.99% |
| Wright County | $397,588 | +1.2% | 0.98% |
| Dakota County | $393,429 | +1.4% | 0.98% |
| Sherburne County | $391,353 | +2.6% | 0.99% |
| Hennepin County | $386,707 | +1.4% | 1.14% |
| Chisago County | $384,657 | +2.4% | 1.07% |
| Anoka County | $373,109 | +1.6% | 0.94% |
| Crow Wing County | $369,756 | +3.4% | 0.74% |
Frequently asked questions
What is the average home price in Washington County, MN?
The typical home value in Washington County is $445,711 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $128,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.99% of home value a year (Census ACS 2024 5-year estimates).