Tuscola County, Michigan home prices
Typical home $185,735 · +5.6% in a year · property tax 1.21%
The typical home in Tuscola County is worth $185,735, 30% less than the Michigan typical home ($263,760). Values changed +5.6% in the past year and +22.0% over five years. Homeowners here pay a median 1.21% of their home's value in property tax each year ($2,251 on the typical home), versus 1.17% statewide.
Mortgage on the typical Tuscola County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,147 | $148,588 | $1,000 | $0 | $280 | $1,280 | $54,900 |
| 10% down | $18,574 | $167,162 | $1,125 | $70 | $280 | $1,475 | $63,200 |
| 5% down | $9,287 | $176,449 | $1,187 | $74 | $280 | $1,541 | $66,000 |
| 3.5% down (FHA) | $6,501 | $182,371 | $1,227 | $82 | $280 | $1,589 | $68,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.21% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bay County | $186,141 | +6.5% | 1.49% |
| Menominee County | $184,675 | +5.3% | 1.01% |
| Gladwin County | $187,465 | +10.7% | 1.15% |
| Calhoun County | $190,006 | +3.2% | 1.45% |
| Ogemaw County | $180,468 | +6.0% | 0.95% |
| Dickinson County | $180,433 | +4.4% | 1.27% |
| Gratiot County | $180,252 | +6.2% | 1.24% |
| Crawford County | $179,733 | +3.1% | 1.06% |
| Roscommon County | $191,859 | +0.3% | 1.01% |
| Alpena County | $193,096 | +8.5% | 1.06% |
Frequently asked questions
What is the average home price in Tuscola County, MI?
The typical home value in Tuscola County is $185,735 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Tuscola County?
About $54,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Tuscola County?
The median effective rate is 1.21% of home value a year (Census ACS 2024 5-year estimates).