Calhoun County, Michigan home prices
Typical home $190,006 · +3.2% in a year · property tax 1.45%
The typical home in Calhoun County is worth $190,006, 28% less than the Michigan typical home ($263,760). Values changed +3.2% in the past year and +24.2% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($2,764 on the typical home), versus 1.17% statewide.
Mortgage on the typical Calhoun County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,001 | $152,005 | $1,023 | $0 | $325 | $1,348 | $57,800 |
| 10% down | $19,001 | $171,006 | $1,150 | $71 | $325 | $1,547 | $66,300 |
| 5% down | $9,500 | $180,506 | $1,214 | $75 | $325 | $1,615 | $69,200 |
| 3.5% down (FHA) | $6,650 | $186,565 | $1,255 | $84 | $325 | $1,664 | $71,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Battle Creek metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Roscommon County | $191,859 | +0.3% | 1.01% |
| Gladwin County | $187,465 | +10.7% | 1.15% |
| Alpena County | $193,096 | +8.5% | 1.06% |
| Bay County | $186,141 | +6.5% | 1.49% |
| Tuscola County | $185,735 | +5.6% | 1.21% |
| Alcona County | $194,373 | +8.1% | 0.82% |
| Menominee County | $184,675 | +5.3% | 1.01% |
| Genesee County | $195,727 | +4.1% | 1.36% |
| Schoolcraft County | $195,805 | +10.0% | 0.99% |
| Houghton County | $196,480 | +7.6% | 1.16% |
Frequently asked questions
What is the average home price in Calhoun County, MI?
The typical home value in Calhoun County is $190,006 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Calhoun County?
About $57,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Calhoun County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).