Crawford County, Michigan home prices
Typical home $179,733 · +3.1% in a year · property tax 1.06%
The typical home in Crawford County is worth $179,733, 32% less than the Michigan typical home ($263,760). Values changed +3.1% in the past year and +22.0% over five years. Homeowners here pay a median 1.06% of their home's value in property tax each year ($1,912 on the typical home), versus 1.17% statewide.
Mortgage on the typical Crawford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,947 | $143,786 | $967 | $0 | $249 | $1,216 | $52,100 |
| 10% down | $17,973 | $161,760 | $1,088 | $67 | $249 | $1,405 | $60,200 |
| 5% down | $8,987 | $170,746 | $1,149 | $71 | $249 | $1,469 | $63,000 |
| 3.5% down (FHA) | $6,291 | $176,477 | $1,187 | $79 | $249 | $1,516 | $65,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gratiot County | $180,252 | +6.2% | 1.24% |
| Dickinson County | $180,433 | +4.4% | 1.27% |
| Ogemaw County | $180,468 | +6.0% | 0.95% |
| Baraga County | $177,789 | +14.6% | 1.22% |
| Wayne County | $175,631 | +0.8% | 1.63% |
| Saginaw County | $175,096 | +5.4% | 1.49% |
| Menominee County | $184,675 | +5.3% | 1.01% |
| Montmorency County | $174,570 | +2.5% | 0.86% |
| Tuscola County | $185,735 | +5.6% | 1.21% |
| Bay County | $186,141 | +6.5% | 1.49% |
Frequently asked questions
What is the average home price in Crawford County, MI?
The typical home value in Crawford County is $179,733 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Crawford County?
About $52,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Crawford County?
The median effective rate is 1.06% of home value a year (Census ACS 2024 5-year estimates).