Muhlenberg County, Kentucky home prices
Typical home $128,119 · -10.6% in a year · property tax 0.62%
The typical home in Muhlenberg County is worth $128,119, 45% less than the Kentucky typical home ($230,909). Values changed -10.6% in the past year and +9.4% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($794 on the typical home), versus 0.72% statewide.
Mortgage on the typical Muhlenberg County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,624 | $102,495 | $689 | $0 | $130 | $820 | $35,100 |
| 10% down | $12,812 | $115,307 | $776 | $48 | $130 | $954 | $40,900 |
| 5% down | $6,406 | $121,713 | $819 | $51 | $130 | $1,000 | $42,800 |
| 3.5% down (FHA) | $4,484 | $125,798 | $846 | $57 | $130 | $1,033 | $44,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Menifee County | $128,716 | -14.5% | 0.51% |
| Lee County | $127,427 | -10.8% | 0.84% |
| Morgan County | $131,976 | -11.4% | 0.66% |
| Owsley County | $123,470 | -6.0% | 0.71% |
| Knox County | $132,932 | -3.7% | 0.66% |
| Hickman County | $133,731 | -4.2% | 0.67% |
| Crittenden County | $135,920 | -9.4% | 0.57% |
| Wolfe County | $135,993 | +2.5% | 0.55% |
| Trigg County | $136,493 | -24.4% | 0.56% |
| Webster County | $136,688 | +4.8% | 0.88% |
Frequently asked questions
What is the average home price in Muhlenberg County, KY?
The typical home value in Muhlenberg County is $128,119 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Muhlenberg County?
About $35,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Muhlenberg County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).