Knox County, Kentucky home prices
Typical home $132,932 · -3.7% in a year · property tax 0.66%
The typical home in Knox County is worth $132,932, 42% less than the Kentucky typical home ($230,909). Values changed -3.7% in the past year and +20.3% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($872 on the typical home), versus 0.72% statewide.
Mortgage on the typical Knox County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,586 | $106,346 | $715 | $0 | $139 | $855 | $36,600 |
| 10% down | $13,293 | $119,639 | $805 | $50 | $139 | $994 | $42,600 |
| 5% down | $6,647 | $126,286 | $850 | $53 | $139 | $1,041 | $44,600 |
| 3.5% down (FHA) | $4,653 | $130,524 | $878 | $59 | $139 | $1,076 | $46,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the London metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hickman County | $133,731 | -4.2% | 0.67% |
| Morgan County | $131,976 | -11.4% | 0.66% |
| Crittenden County | $135,920 | -9.4% | 0.57% |
| Wolfe County | $135,993 | +2.5% | 0.55% |
| Trigg County | $136,493 | -24.4% | 0.56% |
| Webster County | $136,688 | +4.8% | 0.88% |
| Menifee County | $128,716 | -14.5% | 0.51% |
| Ballard County | $137,331 | -6.2% | 0.73% |
| Boyd County | $137,372 | -3.3% | 0.88% |
| Johnson County | $137,636 | -6.0% | 0.66% |
Frequently asked questions
What is the average home price in Knox County, KY?
The typical home value in Knox County is $132,932 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Knox County?
About $36,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Knox County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).