Kenton County, Kentucky home prices
Typical home $286,827 · +2.1% in a year · property tax 0.98%
The typical home in Kenton County is worth $286,827, 24% more than the Kentucky typical home ($230,909). Values changed +2.1% in the past year and +25.2% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($2,811 on the typical home), versus 0.72% statewide.
Mortgage on the typical Kenton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,365 | $229,462 | $1,544 | $0 | $378 | $1,921 | $82,300 |
| 10% down | $28,683 | $258,144 | $1,737 | $108 | $378 | $2,222 | $95,200 |
| 5% down | $14,341 | $272,486 | $1,833 | $114 | $378 | $2,324 | $99,600 |
| 3.5% down (FHA) | $10,039 | $281,632 | $1,895 | $127 | $378 | $2,399 | $102,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Cincinnati metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Warren County | $285,184 | +0.2% | 0.65% |
| Madison County | $283,215 | +1.2% | 0.73% |
| Campbell County | $293,229 | +2.9% | 1.01% |
| Bullitt County | $294,862 | -0.1% | 0.83% |
| Meade County | $278,269 | -0.1% | 0.68% |
| Grant County | $272,511 | +3.1% | 0.68% |
| Nelson County | $264,631 | +3.9% | 0.79% |
| Jefferson County | $264,274 | +1.4% | 0.86% |
| Anderson County | $263,940 | +1.5% | 0.75% |
| Bourbon County | $259,793 | -0.9% | 0.71% |
Frequently asked questions
What is the average home price in Kenton County, KY?
The typical home value in Kenton County is $286,827 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kenton County?
About $82,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kenton County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).