Grant County, Kentucky home prices
Typical home $272,511 · +3.1% in a year · property tax 0.68%
The typical home in Grant County is worth $272,511, 18% more than the Kentucky typical home ($230,909). Values changed +3.1% in the past year and +31.2% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,863 on the typical home), versus 0.72% statewide.
Mortgage on the typical Grant County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,502 | $218,009 | $1,467 | $0 | $291 | $1,758 | $75,300 |
| 10% down | $27,251 | $245,260 | $1,650 | $102 | $291 | $2,044 | $87,600 |
| 5% down | $13,626 | $258,886 | $1,742 | $108 | $291 | $2,141 | $91,800 |
| 3.5% down (FHA) | $9,538 | $267,576 | $1,800 | $121 | $291 | $2,212 | $94,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Cincinnati metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Meade County | $278,269 | -0.1% | 0.68% |
| Nelson County | $264,631 | +3.9% | 0.79% |
| Jefferson County | $264,274 | +1.4% | 0.86% |
| Anderson County | $263,940 | +1.5% | 0.75% |
| Madison County | $283,215 | +1.2% | 0.73% |
| Warren County | $285,184 | +0.2% | 0.65% |
| Bourbon County | $259,793 | -0.9% | 0.71% |
| Garrard County | $259,741 | +2.4% | 0.69% |
| Kenton County | $286,827 | +2.1% | 0.98% |
| Washington County | $253,862 | +2.5% | 0.66% |
Frequently asked questions
What is the average home price in Grant County, KY?
The typical home value in Grant County is $272,511 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Grant County?
About $75,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Grant County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).