Bullitt County, Kentucky home prices
Typical home $294,862 · -0.1% in a year · property tax 0.83%
The typical home in Bullitt County is worth $294,862, 28% more than the Kentucky typical home ($230,909). Values changed -0.1% in the past year and +18.8% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,445 on the typical home), versus 0.72% statewide.
Mortgage on the typical Bullitt County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,972 | $235,889 | $1,587 | $0 | $351 | $1,938 | $83,100 |
| 10% down | $29,486 | $265,375 | $1,785 | $111 | $351 | $2,247 | $96,300 |
| 5% down | $14,743 | $280,119 | $1,884 | $117 | $351 | $2,352 | $100,800 |
| 3.5% down (FHA) | $10,320 | $289,521 | $1,948 | $130 | $351 | $2,429 | $104,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Campbell County | $293,229 | +2.9% | 1.01% |
| Kenton County | $286,827 | +2.1% | 0.98% |
| Warren County | $285,184 | +0.2% | 0.65% |
| Madison County | $283,215 | +1.2% | 0.73% |
| Meade County | $278,269 | -0.1% | 0.68% |
| Grant County | $272,511 | +3.1% | 0.68% |
| Nelson County | $264,631 | +3.9% | 0.79% |
| Jefferson County | $264,274 | +1.4% | 0.86% |
| Anderson County | $263,940 | +1.5% | 0.75% |
| Jessamine County | $328,403 | +2.5% | 0.73% |
Frequently asked questions
What is the average home price in Bullitt County, KY?
The typical home value in Bullitt County is $294,862 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bullitt County?
About $83,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bullitt County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).