Dickinson County, Iowa home prices
Typical home $384,118 · +1.7% in a year · property tax 0.92%
The typical home in Dickinson County is worth $384,118, 62% more than the Iowa typical home ($236,623). Values changed +1.7% in the past year and +28.4% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($3,552 on the typical home), versus 1.27% statewide.
Mortgage on the typical Dickinson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,824 | $307,295 | $2,067 | $0 | $488 | $2,555 | $109,500 |
| 10% down | $38,412 | $345,706 | $2,326 | $144 | $488 | $2,958 | $126,800 |
| 5% down | $19,206 | $364,912 | $2,455 | $152 | $488 | $3,095 | $132,600 |
| 3.5% down (FHA) | $13,444 | $377,161 | $2,537 | $170 | $488 | $3,195 | $136,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Spirit Lake metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dallas County | $355,003 | -0.5% | 1.41% |
| Madison County | $333,666 | +1.7% | 1.48% |
| Warren County | $323,570 | +1.9% | 1.43% |
| Winneshiek County | $315,887 | +3.5% | 1.12% |
| Johnson County | $309,187 | +2.8% | 1.52% |
| Sioux County | $308,457 | +3.6% | 1.12% |
| Plymouth County | $292,290 | +5.5% | 1.07% |
| Story County | $292,064 | +2.7% | 1.4% |
| Clayton County | $287,556 | +13.2% | 1.29% |
| Benton County | $282,938 | +9.5% | 1.31% |
Frequently asked questions
What is the average home price in Dickinson County, IA?
The typical home value in Dickinson County is $384,118 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dickinson County?
About $109,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dickinson County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).