Winneshiek County, Iowa home prices
Typical home $315,887 · +3.5% in a year · property tax 1.12%
The typical home in Winneshiek County is worth $315,887, 33% more than the Iowa typical home ($236,623). Values changed +3.5% in the past year and +34.9% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($3,527 on the typical home), versus 1.27% statewide.
Mortgage on the typical Winneshiek County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,177 | $252,709 | $1,700 | $0 | $452 | $2,152 | $92,200 |
| 10% down | $31,589 | $284,298 | $1,912 | $118 | $452 | $2,483 | $106,400 |
| 5% down | $15,794 | $300,092 | $2,019 | $125 | $452 | $2,596 | $111,200 |
| 3.5% down (FHA) | $11,056 | $310,165 | $2,087 | $140 | $452 | $2,678 | $114,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Johnson County | $309,187 | +2.8% | 1.52% |
| Sioux County | $308,457 | +3.6% | 1.12% |
| Warren County | $323,570 | +1.9% | 1.43% |
| Madison County | $333,666 | +1.7% | 1.48% |
| Plymouth County | $292,290 | +5.5% | 1.07% |
| Story County | $292,064 | +2.7% | 1.4% |
| Clayton County | $287,556 | +13.2% | 1.29% |
| Benton County | $282,938 | +9.5% | 1.31% |
| Mills County | $280,495 | +3.2% | 1.47% |
| Polk County | $279,097 | +0.2% | 1.68% |
Frequently asked questions
What is the average home price in Winneshiek County, IA?
The typical home value in Winneshiek County is $315,887 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Winneshiek County?
About $92,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Winneshiek County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).