Sioux County, Iowa home prices
Typical home $308,457 · +3.6% in a year · property tax 1.12%
The typical home in Sioux County is worth $308,457, 30% more than the Iowa typical home ($236,623). Values changed +3.6% in the past year and +28.6% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($3,455 on the typical home), versus 1.27% statewide.
Mortgage on the typical Sioux County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,691 | $246,766 | $1,660 | $0 | $442 | $2,102 | $90,100 |
| 10% down | $30,846 | $277,612 | $1,868 | $116 | $442 | $2,425 | $103,900 |
| 5% down | $15,423 | $293,034 | $1,971 | $122 | $442 | $2,535 | $108,700 |
| 3.5% down (FHA) | $10,796 | $302,870 | $2,037 | $136 | $442 | $2,616 | $112,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Johnson County | $309,187 | +2.8% | 1.52% |
| Winneshiek County | $315,887 | +3.5% | 1.12% |
| Warren County | $323,570 | +1.9% | 1.43% |
| Plymouth County | $292,290 | +5.5% | 1.07% |
| Story County | $292,064 | +2.7% | 1.4% |
| Clayton County | $287,556 | +13.2% | 1.29% |
| Madison County | $333,666 | +1.7% | 1.48% |
| Benton County | $282,938 | +9.5% | 1.31% |
| Mills County | $280,495 | +3.2% | 1.47% |
| Polk County | $279,097 | +0.2% | 1.68% |
Frequently asked questions
What is the average home price in Sioux County, IA?
The typical home value in Sioux County is $308,457 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sioux County?
About $90,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sioux County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).