Massac County, Illinois home prices
Typical home $117,414 · +3.1% in a year · property tax 1.4%
The typical home in Massac County is worth $117,414, 60% less than the Illinois typical home ($295,943). Values changed +3.1% in the past year and +7.4% over five years. Homeowners here pay a median 1.4% of their home's value in property tax each year ($1,641 on the typical home), versus 1.92% statewide.
Mortgage on the typical Massac County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,483 | $93,931 | $632 | $0 | $195 | $827 | $35,500 |
| 10% down | $11,741 | $105,673 | $711 | $44 | $195 | $950 | $40,700 |
| 5% down | $5,871 | $111,544 | $750 | $46 | $195 | $992 | $42,500 |
| 3.5% down (FHA) | $4,110 | $115,288 | $776 | $52 | $195 | $1,023 | $43,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the Paducah metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| White County | $117,551 | +7.7% | 1.34% |
| Warren County | $118,135 | -0.0% | 1.81% |
| Edwards County | $118,550 | +0.6% | 1.45% |
| Perry County | $118,878 | +0.9% | 1.6% |
| Hamilton County | $119,299 | -2.5% | 1.33% |
| Hancock County | $115,014 | +2.5% | 1.81% |
| Knox County | $120,138 | +11.8% | 1.96% |
| Pike County | $120,686 | +5.3% | 1.53% |
| Fulton County | $121,016 | +5.4% | 2.14% |
| Franklin County | $112,382 | +5.1% | 1.57% |
Frequently asked questions
What is the average home price in Massac County, IL?
The typical home value in Massac County is $117,414 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Massac County?
About $35,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Massac County?
The median effective rate is 1.4% of home value a year (Census ACS 2024 5-year estimates).