Edwards County, Illinois home prices
Typical home $118,550 · +0.6% in a year · property tax 1.45%
The typical home in Edwards County is worth $118,550, 60% less than the Illinois typical home ($295,943). Values changed +0.6% in the past year and -11.1% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($1,720 on the typical home), versus 1.92% statewide.
Mortgage on the typical Edwards County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,710 | $94,840 | $638 | $0 | $203 | $841 | $36,000 |
| 10% down | $11,855 | $106,695 | $718 | $44 | $203 | $965 | $41,300 |
| 5% down | $5,927 | $112,622 | $758 | $47 | $203 | $1,007 | $43,200 |
| 3.5% down (FHA) | $4,149 | $116,402 | $783 | $52 | $203 | $1,038 | $44,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Perry County | $118,878 | +0.9% | 1.6% |
| Warren County | $118,135 | -0.0% | 1.81% |
| Hamilton County | $119,299 | -2.5% | 1.33% |
| White County | $117,551 | +7.7% | 1.34% |
| Massac County | $117,414 | +3.1% | 1.4% |
| Knox County | $120,138 | +11.8% | 1.96% |
| Pike County | $120,686 | +5.3% | 1.53% |
| Fulton County | $121,016 | +5.4% | 2.14% |
| Hancock County | $115,014 | +2.5% | 1.81% |
| Greene County | $123,704 | +3.6% | 1.74% |
Frequently asked questions
What is the average home price in Edwards County, IL?
The typical home value in Edwards County is $118,550 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Edwards County?
About $36,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Edwards County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).