Fulton County, Illinois home prices
Typical home $121,016 · +5.4% in a year · property tax 2.14%
The typical home in Fulton County is worth $121,016, 59% less than the Illinois typical home ($295,943). Values changed +5.4% in the past year and +6.1% over five years. Homeowners here pay a median 2.14% of their home's value in property tax each year ($2,584 on the typical home), versus 1.92% statewide.
Mortgage on the typical Fulton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,203 | $96,813 | $651 | $0 | $276 | $927 | $39,700 |
| 10% down | $12,102 | $108,915 | $733 | $45 | $276 | $1,054 | $45,200 |
| 5% down | $6,051 | $114,966 | $773 | $48 | $276 | $1,097 | $47,000 |
| 3.5% down (FHA) | $4,236 | $118,824 | $799 | $54 | $276 | $1,129 | $48,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the Peoria metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pike County | $120,686 | +5.3% | 1.53% |
| Knox County | $120,138 | +11.8% | 1.96% |
| Hamilton County | $119,299 | -2.5% | 1.33% |
| Perry County | $118,878 | +0.9% | 1.6% |
| Edwards County | $118,550 | +0.6% | 1.45% |
| Greene County | $123,704 | +3.6% | 1.74% |
| Warren County | $118,135 | -0.0% | 1.81% |
| White County | $117,551 | +7.7% | 1.34% |
| Marion County | $124,595 | +6.9% | 1.71% |
| Massac County | $117,414 | +3.1% | 1.4% |
Frequently asked questions
What is the average home price in Fulton County, IL?
The typical home value in Fulton County is $121,016 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fulton County?
About $39,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fulton County?
The median effective rate is 2.14% of home value a year (Census ACS 2024 5-year estimates).