Henderson County, Illinois home prices
Typical home $125,477 · +5.4% in a year · property tax 1.58%
The typical home in Henderson County is worth $125,477, 58% less than the Illinois typical home ($295,943). Values changed +5.4% in the past year and +3.7% over five years. Homeowners here pay a median 1.58% of their home's value in property tax each year ($1,984 on the typical home), versus 1.92% statewide.
Mortgage on the typical Henderson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,095 | $100,382 | $675 | $0 | $228 | $903 | $38,700 |
| 10% down | $12,548 | $112,929 | $760 | $47 | $228 | $1,035 | $44,400 |
| 5% down | $6,274 | $119,203 | $802 | $50 | $228 | $1,080 | $46,300 |
| 3.5% down (FHA) | $4,392 | $123,204 | $829 | $55 | $228 | $1,112 | $47,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the Burlington metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wayne County | $125,180 | +3.5% | 1.49% |
| Macon County | $124,658 | +4.2% | 2.12% |
| Marion County | $124,595 | +6.9% | 1.71% |
| Greene County | $123,704 | +3.6% | 1.74% |
| Fulton County | $121,016 | +5.4% | 2.14% |
| Pike County | $120,686 | +5.3% | 1.53% |
| Knox County | $120,138 | +11.8% | 1.96% |
| Hamilton County | $119,299 | -2.5% | 1.33% |
| Jackson County | $131,916 | +6.3% | 1.84% |
| Perry County | $118,878 | +0.9% | 1.6% |
Frequently asked questions
What is the average home price in Henderson County, IL?
The typical home value in Henderson County is $125,477 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Henderson County?
About $38,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Henderson County?
The median effective rate is 1.58% of home value a year (Census ACS 2024 5-year estimates).