Jackson County, Illinois home prices
Typical home $131,916 · +6.3% in a year · property tax 1.84%
The typical home in Jackson County is worth $131,916, 55% less than the Illinois typical home ($295,943). Values changed +6.3% in the past year and +35.3% over five years. Homeowners here pay a median 1.84% of their home's value in property tax each year ($2,427 on the typical home), versus 1.92% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,383 | $105,533 | $710 | $0 | $268 | $978 | $41,900 |
| 10% down | $13,192 | $118,725 | $799 | $49 | $268 | $1,116 | $47,800 |
| 5% down | $6,596 | $125,320 | $843 | $52 | $268 | $1,163 | $49,900 |
| 3.5% down (FHA) | $4,617 | $129,527 | $871 | $58 | $268 | $1,198 | $51,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Illinois · part of the Carbondale metro area.
Illinois counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Christian County | $136,066 | +4.6% | 1.64% |
| Morgan County | $136,343 | +3.6% | 1.76% |
| Crawford County | $136,455 | -5.0% | 1.49% |
| Montgomery County | $136,570 | +6.1% | 1.68% |
| Wabash County | $137,029 | +4.3% | 1.41% |
| Henderson County | $125,477 | +5.4% | 1.58% |
| Wayne County | $125,180 | +3.5% | 1.49% |
| Macon County | $124,658 | +4.2% | 2.12% |
| Marion County | $124,595 | +6.9% | 1.71% |
| Greene County | $123,704 | +3.6% | 1.74% |
Frequently asked questions
What is the average home price in Jackson County, IL?
The typical home value in Jackson County is $131,916 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $41,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 1.84% of home value a year (Census ACS 2024 5-year estimates).