Hancock County, Georgia home prices
Typical home $209,661 · +1.0% in a year · property tax 1.09%
The typical home in Hancock County is worth $209,661, 36% less than the Georgia typical home ($329,115). Values changed +1.0% in the past year and +19.8% over five years. Homeowners here pay a median 1.09% of their home's value in property tax each year ($2,288 on the typical home), versus 0.77% statewide.
Mortgage on the typical Hancock County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,932 | $167,729 | $1,128 | $0 | $296 | $1,424 | $61,000 |
| 10% down | $20,966 | $188,695 | $1,269 | $79 | $296 | $1,644 | $70,400 |
| 5% down | $10,483 | $199,178 | $1,340 | $83 | $296 | $1,718 | $73,600 |
| 3.5% down (FHA) | $7,338 | $205,863 | $1,385 | $93 | $296 | $1,773 | $76,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Milledgeville metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wayne County | $209,466 | +6.1% | 0.78% |
| Charlton County | $208,451 | +1.4% | 0.76% |
| Pierce County | $206,752 | +4.8% | 0.83% |
| Crawford County | $206,348 | +7.9% | 0.87% |
| Tift County | $206,321 | +3.7% | 0.86% |
| Meriwether County | $215,610 | +4.4% | 0.86% |
| Lanier County | $217,489 | +4.0% | 1% |
| Grady County | $197,927 | +9.2% | 0.91% |
| Candler County | $221,592 | +7.1% | 1.08% |
| Polk County | $221,632 | +3.0% | 0.75% |
Frequently asked questions
What is the average home price in Hancock County, GA?
The typical home value in Hancock County is $209,661 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hancock County?
About $61,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hancock County?
The median effective rate is 1.09% of home value a year (Census ACS 2024 5-year estimates).