Milledgeville, GA home prices
Typical home $228,979 · +1.2% in a year · income needed $63,500
The Milledgeville, GA metro area ranks 527 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.2% in a year and +21.2% over five years. With 20% down at 7.11%, the typical home costs about $1,481 a month including 0.7% property tax (Baldwin County rate).
Mortgage on the typical Milledgeville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,796 | $183,183 | $1,232 | $0 | $248 | $1,481 | $63,500 |
| 10% down | $22,898 | $206,081 | $1,386 | $86 | $248 | $1,721 | $73,700 |
| 5% down | $11,449 | $217,530 | $1,463 | $91 | $248 | $1,802 | $77,200 |
| 3.5% down (FHA) | $8,014 | $224,832 | $1,512 | $101 | $248 | $1,862 | $79,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Milledgeville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Baldwin County, GA | $231,908 | +1.0% | 0.7% |
| Hancock County, GA | $209,661 | +1.0% | 1.09% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Milledgeville?
The typical home in the Milledgeville, GA metro area is worth $228,979 (Zillow, September 2026).
What salary do you need to buy a house in Milledgeville?
About $63,500 a year for the typical home with 20% down at 7.11%.