Lanier County, Georgia home prices
Typical home $217,489 · +4.0% in a year · property tax 1%
The typical home in Lanier County is worth $217,489, 34% less than the Georgia typical home ($329,115). Values changed +4.0% in the past year and +40.8% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($2,164 on the typical home), versus 0.77% statewide.
Mortgage on the typical Lanier County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,498 | $173,992 | $1,170 | $0 | $289 | $1,460 | $62,600 |
| 10% down | $21,749 | $195,741 | $1,317 | $82 | $289 | $1,687 | $72,300 |
| 5% down | $10,874 | $206,615 | $1,390 | $86 | $289 | $1,765 | $75,600 |
| 3.5% down (FHA) | $7,612 | $213,550 | $1,437 | $96 | $289 | $1,822 | $78,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Valdosta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Meriwether County | $215,610 | +4.4% | 0.86% |
| Candler County | $221,592 | +7.1% | 1.08% |
| Polk County | $221,632 | +3.0% | 0.75% |
| Thomas County | $224,733 | +4.0% | 0.78% |
| Hancock County | $209,661 | +1.0% | 1.09% |
| Wayne County | $209,466 | +6.1% | 0.78% |
| Charlton County | $208,451 | +1.4% | 0.76% |
| Pierce County | $206,752 | +4.8% | 0.83% |
| Crawford County | $206,348 | +7.9% | 0.87% |
| Tift County | $206,321 | +3.7% | 0.86% |
Frequently asked questions
What is the average home price in Lanier County, GA?
The typical home value in Lanier County is $217,489 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lanier County?
About $62,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lanier County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).