Flagler County, Florida home prices
Typical home $350,266 · -0.2% in a year · property tax 0.76%
The typical home in Flagler County is worth $350,266, 7% less than the Florida typical home ($375,361). Values changed -0.2% in the past year and +5.8% over five years. Homeowners here pay a median 0.76% of their home's value in property tax each year ($2,677 on the typical home), versus 0.8% statewide.
Mortgage on the typical Flagler County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,053 | $280,213 | $1,885 | $0 | $398 | $2,283 | $97,900 |
| 10% down | $35,027 | $315,240 | $2,121 | $131 | $398 | $2,650 | $113,600 |
| 5% down | $17,513 | $332,753 | $2,238 | $139 | $398 | $2,775 | $118,900 |
| 3.5% down (FHA) | $12,259 | $343,922 | $2,314 | $155 | $398 | $2,867 | $122,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.76% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Deltona metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Santa Rosa County | $350,823 | +1.5% | 0.57% |
| Okaloosa County | $352,929 | +0.9% | 0.57% |
| Bay County | $343,009 | -0.0% | 0.58% |
| Brevard County | $342,346 | -0.5% | 0.68% |
| Osceola County | $359,224 | -2.9% | 0.76% |
| Lake County | $360,055 | -2.0% | 0.76% |
| Indian River County | $363,705 | -0.9% | 0.69% |
| Clay County | $335,274 | -0.3% | 0.72% |
| Lee County | $334,485 | -3.5% | 0.79% |
| Pinellas County | $368,917 | +0.2% | 0.7% |
Frequently asked questions
What is the average home price in Flagler County, FL?
The typical home value in Flagler County is $350,266 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Flagler County?
About $97,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Flagler County?
The median effective rate is 0.76% of home value a year (Census ACS 2024 5-year estimates).