Lee County, Florida home prices
Typical home $334,485 · -3.5% in a year · property tax 0.79%
The typical home in Lee County is worth $334,485, 11% less than the Florida typical home ($375,361). Values changed -3.5% in the past year and +5.9% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($2,639 on the typical home), versus 0.8% statewide.
Mortgage on the typical Lee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,897 | $267,588 | $1,800 | $0 | $387 | $2,187 | $93,700 |
| 10% down | $33,448 | $301,036 | $2,025 | $125 | $387 | $2,538 | $108,800 |
| 5% down | $16,724 | $317,761 | $2,138 | $132 | $387 | $2,657 | $113,900 |
| 3.5% down (FHA) | $11,707 | $328,427 | $2,209 | $148 | $387 | $2,744 | $117,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Cape Coral metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clay County | $335,274 | -0.3% | 0.72% |
| Pasco County | $328,125 | -1.9% | 0.73% |
| Brevard County | $342,346 | -0.5% | 0.68% |
| Bay County | $343,009 | -0.0% | 0.58% |
| Volusia County | $324,665 | -0.3% | 0.77% |
| Flagler County | $350,266 | -0.2% | 0.76% |
| Santa Rosa County | $350,823 | +1.5% | 0.57% |
| Okaloosa County | $352,929 | +0.9% | 0.57% |
| Baker County | $314,146 | +3.4% | 0.64% |
| Osceola County | $359,224 | -2.9% | 0.76% |
Frequently asked questions
What is the average home price in Lee County, FL?
The typical home value in Lee County is $334,485 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lee County?
About $93,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lee County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).