Deltona, FL home prices
Typical home $330,886 · -0.3% in a year · income needed $92,400
The Deltona, FL metro area ranks 258 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.3% in a year and +13.4% over five years. With 20% down at 7.11%, the typical home costs about $2,157 a month including 0.77% property tax (Volusia County rate).
Mortgage on the typical Deltona home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,177 | $264,709 | $1,781 | $0 | $376 | $2,157 | $92,400 |
| 10% down | $33,089 | $297,798 | $2,003 | $124 | $376 | $2,504 | $107,300 |
| 5% down | $16,544 | $314,342 | $2,115 | $131 | $376 | $2,622 | $112,400 |
| 3.5% down (FHA) | $11,581 | $324,893 | $2,186 | $146 | $376 | $2,708 | $116,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Deltona area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Volusia County, FL | $324,665 | -0.3% | 0.77% |
| Flagler County, FL | $350,266 | -0.2% | 0.76% |
What can you afford in Florida on your salary? · Florida home prices · Salaries in Florida
Frequently asked questions
How much is a house in Deltona?
The typical home in the Deltona, FL metro area is worth $330,886 (Zillow, September 2026).
What salary do you need to buy a house in Deltona?
About $92,400 a year for the typical home with 20% down at 7.11%.