Collier County, Florida home prices
Typical home $552,087 · -1.4% in a year · property tax 0.63%
The typical home in Collier County is worth $552,087, 47% more than the Florida typical home ($375,361). Values changed -1.4% in the past year and +19.8% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($3,457 on the typical home), versus 0.8% statewide.
Mortgage on the typical Collier County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $110,417 | $441,669 | $2,971 | $0 | $564 | $3,535 | $151,500 |
| 10% down | $55,209 | $496,878 | $3,343 | $207 | $564 | $4,114 | $176,300 |
| 5% down | $27,604 | $524,482 | $3,528 | $219 | $564 | $4,311 | $184,800 |
| 3.5% down (FHA) | $19,323 | $542,087 | $3,647 | $244 | $564 | $4,455 | $190,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Naples metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Miami-Dade County | $523,240 | +0.6% | 0.81% |
| Saint Johns County | $492,987 | -0.8% | 0.76% |
| Nassau County | $484,963 | +0.7% | 0.71% |
| Palm Beach County | $475,754 | +2.3% | 0.86% |
| Martin County | $448,233 | +0.7% | 0.77% |
| Walton County | $660,738 | +0.9% | 0.45% |
| Broward County | $422,344 | -1.6% | 0.94% |
| Franklin County | $422,234 | -2.5% | 0.63% |
| Manatee County | $408,269 | -2.5% | 0.78% |
| Gulf County | $403,845 | -1.0% | 0.63% |
Frequently asked questions
What is the average home price in Collier County, FL?
The typical home value in Collier County is $552,087 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Collier County?
About $151,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Collier County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).