Palm Beach County, Florida home prices
Typical home $475,754 · +2.3% in a year · property tax 0.86%
The typical home in Palm Beach County is worth $475,754, 27% more than the Florida typical home ($375,361). Values changed +2.3% in the past year and +26.0% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($4,103 on the typical home), versus 0.8% statewide.
Mortgage on the typical Palm Beach County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $95,151 | $380,603 | $2,560 | $0 | $580 | $3,140 | $134,600 |
| 10% down | $47,575 | $428,179 | $2,880 | $178 | $580 | $3,639 | $155,900 |
| 5% down | $23,788 | $451,967 | $3,040 | $188 | $580 | $3,809 | $163,200 |
| 3.5% down (FHA) | $16,651 | $467,137 | $3,142 | $210 | $580 | $3,933 | $168,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Miami metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nassau County | $484,963 | +0.7% | 0.71% |
| Saint Johns County | $492,987 | -0.8% | 0.76% |
| Martin County | $448,233 | +0.7% | 0.77% |
| Miami-Dade County | $523,240 | +0.6% | 0.81% |
| Broward County | $422,344 | -1.6% | 0.94% |
| Franklin County | $422,234 | -2.5% | 0.63% |
| Manatee County | $408,269 | -2.5% | 0.78% |
| Gulf County | $403,845 | -1.0% | 0.63% |
| Orange County | $400,964 | -0.8% | 0.76% |
| Seminole County | $400,341 | -0.3% | 0.67% |
Frequently asked questions
What is the average home price in Palm Beach County, FL?
The typical home value in Palm Beach County is $475,754 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Palm Beach County?
About $134,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Palm Beach County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).