Martin County, Florida home prices
Typical home $448,233 · +0.7% in a year · property tax 0.77%
The typical home in Martin County is worth $448,233, 19% more than the Florida typical home ($375,361). Values changed +0.7% in the past year and +20.4% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($3,445 on the typical home), versus 0.8% statewide.
Mortgage on the typical Martin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $89,647 | $358,587 | $2,412 | $0 | $511 | $2,923 | $125,300 |
| 10% down | $44,823 | $403,410 | $2,714 | $168 | $511 | $3,393 | $145,400 |
| 5% down | $22,412 | $425,822 | $2,865 | $177 | $511 | $3,553 | $152,300 |
| 3.5% down (FHA) | $15,688 | $440,115 | $2,961 | $198 | $511 | $3,670 | $157,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Florida · part of the Port St. Lucie metro area.
Florida counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Broward County | $422,344 | -1.6% | 0.94% |
| Franklin County | $422,234 | -2.5% | 0.63% |
| Palm Beach County | $475,754 | +2.3% | 0.86% |
| Nassau County | $484,963 | +0.7% | 0.71% |
| Manatee County | $408,269 | -2.5% | 0.78% |
| Gulf County | $403,845 | -1.0% | 0.63% |
| Saint Johns County | $492,987 | -0.8% | 0.76% |
| Orange County | $400,964 | -0.8% | 0.76% |
| Seminole County | $400,341 | -0.3% | 0.67% |
| Sarasota County | $399,023 | -1.7% | 0.75% |
Frequently asked questions
What is the average home price in Martin County, FL?
The typical home value in Martin County is $448,233 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Martin County?
About $125,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Martin County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).