Kent County, Delaware home prices
Typical home $371,868 · +2.3% in a year · property tax 0.43%
The typical home in Kent County is worth $371,868, 8% less than the Delaware typical home ($405,061). Values changed +2.3% in the past year and +28.9% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($1,601 on the typical home), versus 0.49% statewide.
Mortgage on the typical Kent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $74,374 | $297,494 | $2,001 | $0 | $319 | $2,321 | $99,500 |
| 10% down | $37,187 | $334,681 | $2,251 | $139 | $319 | $2,710 | $116,200 |
| 5% down | $18,593 | $353,274 | $2,376 | $147 | $319 | $2,843 | $121,800 |
| 3.5% down (FHA) | $13,015 | $365,132 | $2,456 | $164 | $319 | $2,940 | $126,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Delaware · part of the Dover metro area.
Delaware counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| New Castle County | $366,105 | +1.4% | 0.71% |
| Sussex County | $484,559 | +0.6% | 0.32% |
Frequently asked questions
What is the average home price in Kent County, DE?
The typical home value in Kent County is $371,868 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kent County?
About $99,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kent County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).